Flavin & Flavin Real Estate Blog Visit often for real estate news and updates from Flavin's top real estate pros! http://www.flavinandflavin.com/blog/946B1AA3-E2B3-4628-9AA6-05D81CD1D097/Flavin-&-Flavin-Real-Estate-Blog Tuesday, November 23, 2010 11:35:00 AM Copyright en-us RLS2000.com flavinandflavin@aol.com (Flavin & Flavin Realty) support@rls2000.com (RLS2000.com inc) Get Your Lawn in Shape Even if the weather in your area is still a bit chilly, it’s time to start thinking about giving your lawn a little TLC.

For many, this means heading down to the local home improvement warehouse to buy chemical products that might produce a green lawn, but will do a great deal of damage to the soil, water, and wildlife in the process.

If you’d rather take a more organic approach to lawn care, here are some tips to keep in mind:

Fertilization: Spring is a crucial time to fertilize because it replenishes the food reserves your yard draws from while dormant in the winter and fuels grass’ rapid growth phase. Hopefully, you’ve been composting your kitchen waste all year long, and you have the means to make compost tea to fertilize your lawn and garden. This will produce a thick, healthy lawn that also helps prevent weeds. (And don’t worry: if you haven’t been composting, there are lots of packaged organic fertilizers on the market, but just like when shopping for organic foods, be careful and read the label).

Weed control: Apply a pre-emergent weed killer on lawns to prevent grassy weeds from germinating. Spring broadleaf weeds like dandelions, clovers and plantains, are best prevented by maintaining a proper mowing height and fertilization. After a mild winter, annual weeds that germinate in the fall, like henbit and chickweed, will be more visible and require higher levels of broadleaf weed control through herbicides. Never use chemical weed killers! Check out natural and effective options like Burn Out, (made from clove oil, vinegar and lemon juice) instead.

Pest control/Disease repair: Severe winters may increase the incidence of winter diseases such as snow mold and Bermuda dead spot. Proper cultural care is important in helping your lawn recover from stress related winter diseases. Properly timed fertilizer application and mowing at the recommended height for your grass type are two items that will aid in the recovery of your lawn.

Mowing: Contrary to popular belief, setting your mower at a very low height can actually increase weeds by exposing the soil surface to sunlight and removing stored nutrients in leaf blades. Cool weather grasses, such as bluegrass, ryegrass and fescues, should maintain a height of 2.5 to 3.5 inches. Warm season grasses, like bermuda, zoysia, St. Augustine and centipede, should be kept at 1.5 to 2.5 inches tall. Also, think about skipping the loud, carbon-intensive gas powered mower for an electric or human-powered alternative.
 
For all your real estate needs, contact David Higgins.  higman@yahoo.com
]]> Wednesday, May 16, 2012 11:54:00 AM 814241CF-0C4E-4ADA-ABBE-5E0E1C583BC4 http://www.flavinandflavin.com/article/814241CF-0C4E-4ADA-ABBE-5E0E1C583BC4 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/814241CF-0C4E-4ADA-ABBE-5E0E1C583BC4#comments Quincy Real Estate lawn care tips Quick and Easy Bathroom Updates



Bathrooms are one of the most costly rooms to remodel–generally second only to kitchens. These costs are often incurred in labor charges on items that go beyond the typical do-it-yourselfer’s skills. If you find yourself in the position of needing a bathroom update, but without the funds for a full remodel, here’s some quick, budget-friendly updates that will give your bathroom a brand new look.

Here are some great tips from Addicted2Decorating on how to get your bathroom in tip top shape.
Painting is absolutely the cheapest way to transform any room. For around $25, you can have a brand new look. And because they’re smaller than other rooms, bathrooms are often a great place to experiment with interesting new wall treatments. Do you like stripes? Try them in your bathroom!

Most people overlook the importance of lighting in almost every room of their home. If you’re still living with an outdated bath bar (often called Hollywood lighting), then you can have a fresh, new update for as little as $30.

Again, paint is the cheapest way to update. Are your wood cabinets looking tired from years and years of use? Give them a fresh coat of paint, and they’ll look new! I recommend a good cleaning, followed by a light sanding, then priming. Top with a coat or two of an oil-based paint, and you’ve got a brand new look. And the cost? About $70.

Hardware is the "jewelry” of your cabinets. Not having hardware on your cabinets is like putting on a great outfit, but forgetting to accessorize. Hardware is also a great place to be creative and unique. You can expect to pay anywhere from $3 to $15 (or more) for each knob or pull. But it’s well worth it!

Sometimes a new, fresh look is as easy as replacing your worn-out, faded towels with some soft, fluffy new towels. And as popular as spa-inspired interiors are these days, it’s difficult to go wrong with white! White also gives your space a fresh, clean look. You can expect to pay from $5 to $30 per towel, depending on the quality.

When most of us think of purchasing a rug for our bathroom, we generally head to the bathroom department of the local home store. But why not try something with a little more style? Instead of a regular bath mat, try introducing a small area rug into your bathroom. Instant color and style! And because the rug is generally smaller than one you’d need for a living room, it’s possible to find one for $50 to $100.

I’m really surprised at how many people still use toilet seat covers in their bathrooms. Toilet seat covers are not only outdated, but they’re incredibly unsanitary. Remove it and reveal your sparkly clean toilet. And the cost? Free! Simply remove…..AND TOSS!

If you have a plain, plate-glass, builder’s basic mirror, give it a frame! Simply purchase some moulding from your local home improvement store, cut to fit, paint, and adhere it to your mirror. Fill in the corners with a bit of wood filler, sand, and touch-up the paint. If you don’t want to go to the trouble of making a frame yourself, you can always remove the mirror completely, and replace it with a purchased, framed mirror. Either way, the impact will be tremendous. This can easily be achieved for $50 to $100.

If you have a bathroom that requires a shower curtain, this is NOT the place to make a simply utilitarian choice. Visually, shower curtains consume a large area of the bathroom, and this is the perfect place to add color and style to your bathroom. So now’s the time to get rid of your plain, plastic shower curtain, and find one that defines your style!!

           For all your real estate needs, contact John Flavin @ 617-479-1000
]]> Thursday, April 26, 2012 8:12:00 AM BC31045B-4349-42DD-9905-EDE2A07AEB56 http://www.flavinandflavin.com/article/BC31045B-4349-42DD-9905-EDE2A07AEB56 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/BC31045B-4349-42DD-9905-EDE2A07AEB56#comments flavin & Flavin real estate budget remodel Buying Land Could Be Lucrative
There are many ways that you can invest in real estate. One way is by purchasing land. This option can be a very lucrative choice, as long as you keep the few important points in mind. The reason why purchasing land could be a viable option is because you get to pick your location, and build a home to your specs. This will allow you to find your own contractors to construct your building for you. By having full control over who you choose and what you pay, it becomes easier for you to save on costs.
Keep in mind that while you do have full control over who you choose to build on your property, it also means that there will be more responsibility hanging over your shoulders. For example, you would need to make sure that you have all the right permits to construct your building, and you also have to make sure that you choose the right contractors; otherwise the whole project can turn into a big catastrophe. Therefore, before deciding to purchase a piece of property that is completely void of any buildings, take some time to do some research, as this will save you a lot of headache in the long run.
Buying land in a down market can also be a great investment. Land is becoming harder to come by, which is creating a higher demand for land and in turn bringing the price up. Buying land now and holding onto to it could bring some great return. Think about it in 10 years from now there will be a lot less land and your lot could be worth a pot of gold. Invest now and reap the rewards down the road. Think of it like a savings account, you deposit money into a piece of land and watch your money grow!
]]> Wednesday, March 14, 2012 3:28:00 PM 45A76A22-3402-41E0-9522-9CFECB844C71 http://www.flavinandflavin.com/article/45A76A22-3402-41E0-9522-9CFECB844C71 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/45A76A22-3402-41E0-9522-9CFECB844C71#comments real estate John Flavin Year-End Tax Planning Tips It is almost 2012 and now is the time to start thinking about tax planning strategies. Specifically, both the Patient Protection and Affordable Care Act (the "Health Care Act”) and the Tax Relief, Unemployment Insurance Reauthorization and Jobs Creation Act (the "Tax Relief Act”) were enacted into law in 2010 and offer certain tax planning opportunities.

1. Maximize your medical expense account
A medical expense flexible spending account, or FSA (Flexible Spending Account), allows you to use before-tax earnings to pay for medical or health care expenses not covered by your health insurance. Assuming a 25 percent tax rate, this means that for every $100 you allocate to your health care FSA you will avoid $25 in tax. The Health Care Act limits the maximum contribution to these types of accounts to $2,500 starting in 2013, so 2012 is the last year to use an FSA to pay for orthodonture work or other large medical expenses on a tax favored basis. You should check the specifics of your employer’s plan, but using before-tax dollars for medical expenses will maximize your health care dollars.

2. Is it time to sell?
The Tax Relief Act maintained the top capital gains and dividends rate of 15 percent for 2011 and 2012. In 2013, the top capital gains rate will increase to 20 percent and the top dividends tax rate will increase to 39.6 percent. The Health Care Act also created a new 3.8 percent tax on investment income that will increase your tax rate by 3.8 percent on investment earnings if you file jointly and make over $250,000. While the threshold is relatively high, it is not indexed for inflation and applies the tax to all investment earnings to the extent modified income exceeds the threshold. As we saw with the Alternative Minimum Tax, what seems like a tax on those with higher income will likely become a broad based tax after some period of time due to the impact of inflation. Given these temporary lower rates, and the looming 3.8 percent tax, you might consider whether it makes sense to sell some capital assets in 2011 or 2012. Of course, tax considerations are only one factor when determining whether to buy, hold or sell an investment.
3. Consider converting retirement assets
In 2010 there was a tremendous increase in conversions of traditional retirement assets to Roth 401(k)s or Roth IRAs due to the elimination of income limits on conversion and the one time opportunity to pay the conversion tax liability in 2011 and 2012. However, even without the ability to pay the tax liability over two years, converting to a Roth can still be a very powerful planning strategy. Roth retirement assets provide a tax-free asset that diversifies your retirement portfolio, allows for yearly retirement tax planning, and acts as a hedge against future tax rate increases. Roth IRA assets are also not subject to age 70 1/2 required minimum distributions or RMDs, which further enhances the power of the tax-free Roth growth.
4. Contribute to an IRA
Many individuals do not realize that they can contribute to an IRA no matter how much income they make. The income limits for IRA contributions only apply to determine if the contribution to the IRA is deductible from income. If you have earned income and are not at least age 70 1/2, funding an IRA even on an after-tax basis can be a powerful savings strategy and can help to make up for past under saving. And don’t wait to fund the IRA when you file your income tax return in April. You can make that contribution now and enjoy extra time to grow your retirement nest egg.
5. Make charitable contributions
The Tax Relief Act extended for 2011 only a prior tax law provision permitting individuals age 70 1/2 or older to use up to $100,000 per year of IRA distributions to make charitable contributions and avoid paying income tax on that amount. Absent this provision the individual would have to include the IRA amount in income and then take a charitable deduction. Given the limitations on charitable contributions and itemized deductions under current law, it is very likely that this two step process would result in the individual not receiving a charitable deduction in an amount to offset the income recognition.
If you are age 70 1/2 or older and you plan on making charitable contributions, by using your IRA funds you can maximize the tax benefit of that donation.
 
For all your real estate needs, contact Dave Higgins: higman@yahoo.com
]]> Wednesday, February 22, 2012 11:26:00 AM 3871C391-39A9-4F42-A46A-EB94B3A0258B http://www.flavinandflavin.com/article/3871C391-39A9-4F42-A46A-EB94B3A0258B flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/3871C391-39A9-4F42-A46A-EB94B3A0258B#comments Quincy Real Estate Should You Buy a Multi-Family Home? If you are thinking about owning a piece of property to live in while wanting to have an extra section to help pay the bills, then you will find that there is an effective way to do it. Today, many people are considering the idea of buying a multi-family home, because this allows you to have your own space for you and your family while getting extra income from renting the other apartments. Keep in mind that as advantageous as this is, there are a few points that you have to consider.

The first thing to keep in mind is becoming a landlord will require some extra work. When repairs are needed, or a tenant does not pay the rent it can cause some unwanted worries. This being said it can also be a great way to start off allowing you to live, in some cases, rent free while getting monthly income to help pay down your mortgage.

Another point to remember is that when it comes to renting, is choosing the right tenants, you have to remember that you are in fact running a business, as you will be collecting an income from the home you are renting. Take the time to choose the right tenant, a credit check, otherwise you might find yourself in a situation where you will be losing money if your tenant does not pay up at the end of the month. If you are willing to put in the work, purchasing a multi-family home can be a great way to invest.
 
Contact Dave Higgins for all your real estate needs: higman@yahoo.com
]]> Wednesday, February 15, 2012 10:36:00 AM 5702F86C-DC7B-4652-9539-7F62053A6FA9 http://www.flavinandflavin.com/article/5702F86C-DC7B-4652-9539-7F62053A6FA9 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/5702F86C-DC7B-4652-9539-7F62053A6FA9#comments Quincy Real Estate David Higgins Buyers are Saying It Is Time to Buy! Is it time to buy a home? According to a Gallup poll done on 1/17/2012, 67% of people polled say yes!
According to Gallup, "Overall, there is good reason for most Americans to think now is a good time to buy a house. Interest rates remain near historic lows. Home prices are down sharply, providing many incredible buys.”

According to the November 2001 National Housing Survey conducted by Fannie Mae, buyers cited their major reasons for buying a home. Here are the results:
80% Having a good place to raise children and provide a good education
79% Having a physical structure where you and your family feel safe
75% It allows you to have more space for your family
69% It gives you control over what you do with your living space

So despite what has been a negative sentiment towards the housing market, buyers and the general public still think that homeownership is the way to go.
 
For help with all your real estate needs, contact David Higgins: higman@yahoo.com
]]> Wednesday, February 01, 2012 10:56:00 AM 1B357F6B-DB9F-4615-9299-BEC949174F7F http://www.flavinandflavin.com/article/1B357F6B-DB9F-4615-9299-BEC949174F7F flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/1B357F6B-DB9F-4615-9299-BEC949174F7F#comments Quincy Real Estate Dave Higgins Be Green: Lots of Uses for Vinegar Around the Home White distilled vinegar is effective for killing most mold, bacteria and germs due to it’s high level of acidity. Vinegar is a weak form of acetic acid that is made from the fermentation of sugars and starches. White vinegar has so many different uses in the home; it is considered the "miracle cleaner”. It is pocketbook friendly, all natural, safe for pets and nontoxic. Why would you use anything else?

It is a good idea to purchase two empty spray bottles, keep one full with pure white vinegar and the other with half water and half vinegar. This just makes it easier to dispense and have on hand at all times. A person can work wonders cleaning their home naturally just armed with vinegar and water. There are so many different uses for white vinegar in your home. Here are just a few ideas:
 
Vinegar mixed with water is an excellent cleaner for all kitchen surfaces like counter tops, refrigerators and stove tops.
 
To shine chrome fixtures simply make a paste of 2 tablespoons salt and 1 teaspoon white vinegar.
 
To clean wooden cutting boards simply just wipe with vinegar.
 
Clean refrigerator shelves with a solution of ½ white vinegar and water.

Did you know that soaking fruit and vegetables in 1 part vinegar to 3 parts water can remove up to 98% bacteria? Soak fruit and vegetables for at least 10 minutes then rinse to get best results.

Vinegar is also useful in the laundry. To decrease lint in laundry add ½ cup straight white vinegar to rinse cycle. To make your bright’s brighter add ½ cup vinegar to the rinse cycle.

If you have pets white vinegar is a good solution to have in house. If your dog has the mishap of getting sprayed by a skunk, use dilution of vinegar and water, rub dog’s fur then rinse with warm water. Repeat a couple times. To keep dogs from scratching their ears rub them with a cloth diluted with vinegar and water.
Vinegar is so versatile in the home. You do not have to worry about the vinegar smell remaining after you use it because the smell dissipates after it dries. So, for people who believe in living green and healthy, white vinegar is a must have in the pantry closet.
 
For all your real estate needs, contact Dave Higgins at higman@yahoo.com
]]> Wednesday, January 25, 2012 10:25:00 AM 355FBD1D-AC33-4FC8-A584-04E745F27A8D http://www.flavinandflavin.com/article/355FBD1D-AC33-4FC8-A584-04E745F27A8D flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/355FBD1D-AC33-4FC8-A584-04E745F27A8D#comments What to Consider: Moving in the Colder Weather
The thermometer is dipping and you still have to plan your move. A winter move can go smoothly with the right preparation and a little cooperation from Mother Nature.
If possible try to plan to be flexible in case of bad weather. Plan to move towards the end of winter, and you may just get an unusually warm day.
The upside of a cold weather move is that moving companies are not as busy and usually accommodate the dates you want to move. The move may also cost you less because the demand is low so try to negotiate with the moving company for a better deal.
When hiring movers, ask them what precautions they have for a winter move. Ask about their rescheduling policy for bad weather.
Your belongings also need special cold weather precautions. Wood furniture may be vulnerable to cracking in colder temperatures. Electronics have sensitive parts that can be destroyed by moisture and cold. Plants can freeze in extreme cold, so it’s best to pack them in the back seat.
Winter can be tough but with some planning and preparation, you can ensure that your winter move proceeds smoothly and without any interruption.
For more real estate info and help with buying or selling, contact Dave Higgins: higman@aol.com
]]> Monday, January 09, 2012 12:12:00 PM F7B01371-4710-4BDC-9D27-1046FA41FC8E http://www.flavinandflavin.com/article/F7B01371-4710-4BDC-9D27-1046FA41FC8E flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/F7B01371-4710-4BDC-9D27-1046FA41FC8E#comments Quincy Real Estate Dave Higgins TOP 10 REAL ESTATE NEW YEAR'S RESOLUTIONS FOR 2012  MOVE TRENDS REVEALS THE TOP REAL ESTATE NEW YEAR'S RESOLUTIONS
 
1.  Start a home improvement project
2.  Start saving money so you can purchase a new home
3.  Fix my credit so I can buy a home next year
4.  Become a first time home buyer
5.  Refinance my mortgage or modify my loan
6.  Learn more about local real estate conditions in my community
7.  Sell my home next year
8.  Buy investment property
9.  Talk to a lender about what I can afford for a new home
10. Purchase a home to live in myself next year.
 
For more information on the above resolutions call Roseann at Flavin & Flavin.
Happy New Year from all of your friends at Flavin & Flavin
 
 
]]> Wednesday, December 28, 2011 4:19:00 PM 7050C7C7-C13A-4961-AC9E-B81D40DD7A2F http://www.flavinandflavin.com/article/7050C7C7-C13A-4961-AC9E-B81D40DD7A2F flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/7050C7C7-C13A-4961-AC9E-B81D40DD7A2F#comments Quincy Real Estate Roseann Flavin Effective Tips On How to Spruce Up Your House After numerous years of living in your home, you will soon become bored of the same decorations and furnishings, or at least stop appreciating them. This in turn can create a dull environment to live in, which is the last thing you want in your home. By following these tips in how to spruce up your house, you can ensure that your home always looks vibrant and welcoming.

Sprucing up your home does not have to cost a lot of money, as you will find that there are many bargains available when it comes to finding decorative items. In fact, one way to get these bargains is by shopping online, as many reputable home decoration stores have great offers available.

The first thing to keep in mind as you begin creating that new look in your home is that you should always work towards a theme. In fact, this is one of the most important tips in how to spruce up your house, because without the right type of theme, you will find that your decorations can look very noisy to the eye.
The best way to begin sprucing up your home is by focusing on one room at a time, and as you finish that room, you can then gradually move onto the next room. By taking this approach, you will be able to focus on that theme, and you will also not feel overwhelmed in the process.

Lastly, keep in mind that it is necessary to get the input of your family, because this will ensure that everyone is happy with the overall new look of your home.
 
For more real estate tips contact Bill Geller at Flavin & Flavin Real Estate: 617-479-1000
]]> Friday, December 23, 2011 2:34:00 PM F84233CB-B781-4C2F-8EA5-F395D3C8B97D http://www.flavinandflavin.com/article/F84233CB-B781-4C2F-8EA5-F395D3C8B97D flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/F84233CB-B781-4C2F-8EA5-F395D3C8B97D#comments Quincy Real Estate Is It Time To Refinance? Mortgage rates have been at all time lows but if you haven’t taken the plunge it may now be time to refinance. This week the average rate on the 30-year fixed mortgage fell to 4 percent. Just a few weeks ago the lowest rate ever was 3.94 percent, according to the National Bureau of Economic Research.
The average rate on the 15-year fixed mortgage fell to 3.31 percent from 3.38 percent. Four weeks ago, it too hit a record low of 3.26 percent.
Rates are dropping in reaction to the financial turmoil in Europe and homeowners with rates over 5% should may want to research refinancing.
You can check out daily mortgage rates here.
Make sure to consult with a mortgage professional who can evaluate your personal situation.
 
For all your real estate needs, contact John Flavin at 617-479-1000
]]> Wednesday, December 14, 2011 10:33:00 AM 81D18C11-681E-4647-97D5-718A4132B679 http://www.flavinandflavin.com/article/81D18C11-681E-4647-97D5-718A4132B679 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/81D18C11-681E-4647-97D5-718A4132B679#comments Quincy Real Estate Remeberance As I sit here pondering the Thanksgiving just past and the upcoming Christmas Season, it is Dec. 7, 2011 and the 70th anniversary of the attack on Pearl Harbor.
The intervening years have brought us Korea, Viet Nam, 9/11, Iraq and Afghanistan. With the exception of 9/11, none of these subsequent conflicts carried with it the national shock of Pearl Harbor.  The entire American populace was willingly propelled into 41/2  years of World War.  Throughout the American/Allied march to Tokyo, the memory of Pearl Harbor hung like a storm cloud, only ending with a "mushroom" cloud (a topic for another day).
Some have referred to that WWII generation as the greatest. I am not sure that is entirely accurate, however, that generation met, faced and overcame a monumental challenge. While we are currently going through some difficult economic times, we as a nation would be significantly different today had that generation not met the challenge! So today, as well as Veteran's Day remember those who served their country in those years after that day of "Infamy".
 
Nick DiLoreto, Flavin &Flavin
]]> Wednesday, December 07, 2011 2:57:00 PM 52699172-CFE9-48E4-8C7E-2837CEAD3043 http://www.flavinandflavin.com/article/52699172-CFE9-48E4-8C7E-2837CEAD3043 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/52699172-CFE9-48E4-8C7E-2837CEAD3043#comments Flavin & Flavin Real Estate Green Up Your Home Greening up your home is not only good for the environment it is also good on your wallet. According to the National Institutes of Health, the U.S. generates about 208 million tons of municipal solid waste a year, that’s more than 4 pounds per person per day.

Here are some minor changes you can implement at home that will add up to real benefits.

Green up your appliances
Replace your old refrigerator and save as much as $150 a year. Appliances are the biggest drain on a home’s total energy bill. Replace appliances older than 10 years with energy-efficient models that bear the "Energy Star” logo. Energy Star-qualified appliances use 10%-50% less energy and water than standard models.

Take Your Temperature
Use a programmable thermostat to keep your home’s temperature on a schedule. Program the thermostat in cold weather and keep it higher in warm weather. Set the timer to only change the temperature when you are home. During the colder months, each degree below 68°F saves 3%-5%. You may also want to consider replacing older furnaces. Today’s furnaces are about 25% more efficient than they were in the 1980s.

Use Water Wisely
Save every time you flush by installing low-flow toilets. They use only 1.6 gallons per flush, compared to 3.5 gallons per flush for pre-1994 models. Save water at your faucets by installing aerators. This could cut your annual water consumption by 50%.

Let there be Light
Using Compact Fluorescent Light bulbs (CFLs) will consume 66% less energy. CFLs may cost a little more but they last 10 times longer than a standard incandescent bulb. In dollars and cents, replacing a 100-watt incandescent bulb with a 32-watt CFL can save $30 in energy costs over the life of the bulb.

Practice Plastic Placement
Did you know Americans throw away some 100 billion polyethylene plastic bags? — Plastics (grocery, trash and sandwich bags to name a few) are made from petroleum. Plastics are considered one of the main contributors to global warming. Always make sure to reduce, re-use and recycle your plastics.

There are many more ways to live green. If you are looking for more ideas check out National Geographic’s Green Guide.

Please share your tips for saving money, energy and living green.
 
Contact Steve Fishman for all your real estate needs: 617-270-6946
]]> Wednesday, November 30, 2011 11:50:00 AM 1FF7AED4-9598-4A74-8DD6-80CDA67295C5 http://www.flavinandflavin.com/article/1FF7AED4-9598-4A74-8DD6-80CDA67295C5 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/1FF7AED4-9598-4A74-8DD6-80CDA67295C5#comments Quincy Real Estste HOME AS A NOVEL IDEA Have you noticed many of the books you read include a home as central to the story line? In literature, as in life, home is a dominant force.
Some examples I can think of where a home plays an important part in the unfolding of the story are:
Gone With the Wind by Margaret Mitchell. The home is Tara the O'Hara southern plantation
Sarah's Key by Tatiana de Rosnay. The home is the apartment Sarah and her family were forced to vacate during World War ll
Maine by J. Courtney Sullivan. The home is the Kelliher family vacation home in Maine
Jane Eyre by Charlotte Bronte. The home is Thornfield Hall, Mr. Rochester's home where Jane worked as governess and where much of the plot unfolds.
If you think of any additions to this list, I would enjoy hearing from you. Also, if you are planning a new chapter in your life by buying or selling real estate, I would be happy to put my twenty-five years of real estate experience to work for you as you embark on this phase of the story of your life.You can contact Marguerite Flavinat 617-448-2165
]]> Wednesday, November 23, 2011 7:29:00 AM CA1E8EF2-400D-4C28-B1EC-54747263B548 http://www.flavinandflavin.com/article/CA1E8EF2-400D-4C28-B1EC-54747263B548 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/CA1E8EF2-400D-4C28-B1EC-54747263B548#comments Real estate Quincy Margy flavin Kitchen Remodeling For Every Budget Kitchens are often the hub of the home and when it comes time to put your home on the market it is often said that kitchens and baths sell homes. A kitchen remodel can be expensive and time consuming. There are things you can do to give your kitchen a new look without spending a lot of money or time. Here are some inexpensive tips to get your kitchen in tip top shape in no time.

  • Upgrade your appliances
    Updating or upgrading your appliances will give your kitchen a fresh new look. You can start by ordering new doors or face panels from the manufacturer. If new appliances are in order you can find great deals at at discount stores. Many stores have scratch and dent appliances that may only have a small imperfection on the back of the appliance or in a place where no one would see it. This is a great way to save lots of money for more expensive appliances.
  • Pretty it up with paint
    New paint makes everything look clean and bright again. Choose a semigloss latex paint, which is easier to clean and holds up better in kitchens. Don’t forget to paint the trim too. Wash all the walls and trim before painting. This will ensure the paint adheres to the surfaces properly.
  • Get organized
    Even if you have the newest cabinets and appliances a messy kitchen is never attractive. Keep clutter at bay with drawer organizer for utensils, pot racks and pull out trays for cabinets. If you need more room in your kitchen, utilize empty walls. Add open shelves with some neatly placed bowls for a great decorative and storage alternative
  • Use the right lighting
    Replace flood lights with a brighter and cleaner looking halogen bulbs. Install under cabinet lighting for a new look. Use decorative lights over the kitchen table or island to set the mood.
    Older chandeliers can get an easy upgrade by placing small shades over the bulbs.
  • Refurbish the cabinets
    If your cabinets need a new look consider either refinishing them or giving them a lot of elbow grease. Cabinets easily build up with grease and dust. Use a cleaner with orange oil to get rid of the grime. Test a spot first before cleaning the whole kitchen. If the cabinets are worn, consider refinishing or repainting the doors and frames. Adding new drawer pulls, hinges and handles can also make a big impact.
  • Fix the floor
    An affordable way to have a do it yourself new floor is to install vinyl tiles. Vinyl flooring is easy to clean and durable. At less than $2 per square foot, you can put a vinyl floor in just about any kitchen for $500.
Don’t be afraid to spend a little money to achieve big results. Most minor kitchen renovations will recoup at least 83% of the cost and may even add value to your home.
 
For all your real estate needs, contact Steve Fishman: 617-270-6946
]]> Wednesday, November 16, 2011 9:03:00 AM 6613CC0C-8A60-4551-A9B7-B024785D9F81 http://www.flavinandflavin.com/article/6613CC0C-8A60-4551-A9B7-B024785D9F81 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/6613CC0C-8A60-4551-A9B7-B024785D9F81#comments Quincy Real Estate Steve Fishman Flavin & Flavin Real Estate Halloween Safety Tips Halloween is just around the corner and knowing how to have fun and stay safe is important. Dressing up in costumes and eating lots of candy is fun but follow these important safety tips for a ghoulishly good time:
Young children should never go trick or treating without an adult.
Older children should never trick or treat alone, they should always have at least two buddies.
Plan your trick or treat route before you go.
Carry at least one flashlight and check the batteries.
Take a cellular phone and watch with you if possible.
Wear flame retardant costumes.
Wait until you get home and your parents check your candy before you eat it.
Never go inside a house, only accept treats in the doorway.
Be weary of strangers trying to talk to you.
Walk, do not run.
Make sure to stay on sidewalks.
Cross the street at the corner or in a crosswalk.
Only visit homes that have their lights on.
 
Following these safety tips and common sense will help you make the most of your Halloween season.
For all your real estate needs, contact Jim Murphy at 339-235-0856.
]]> Tuesday, October 25, 2011 2:12:00 PM A79FB15C-1D81-4E5E-9DFF-AC4D6551D8D4 http://www.flavinandflavin.com/article/A79FB15C-1D81-4E5E-9DFF-AC4D6551D8D4 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/A79FB15C-1D81-4E5E-9DFF-AC4D6551D8D4#comments Halloween Jim Murhpy Flavin & Flavin Real Estate DO YOU HAVE A FRONT DOOR THAT YOU CAN BE PROUD OF? Nothing makes more of a statement about a home than the front door. The front door is the first thing people see when they go to your home. Since the front door is a key focal point when people go to your house it is important to make a good impression. Remember first impressions may end up being lasting impressions.

According to the latest research it takes just ten seconds to decide whether or not you will buy a house. Four of those ten seconds will be standing at the front door. According to designer Ceciia Neal, "Your front door reflects what you think about a house. A door can sell a property.” You never get a second chance to make a good impression, so why not get it right the first time?

There are many ways to make a front door and entry way more appealing without breaking the bank. If you have an open porch, spruce it up, add seasonal decorations, a basket of flowers. Use window boxes or hanging baskets. Put down a new door mat, nothing to crazy. Make sure the front door is not in need of any repairs, and give it a good cleaning. Create a welcoming entrance leading to your front door with flower beds and big pots of flowers.

Consider painting your front door to an eye catching color that makes a statement. Change your door knob, maybe try decorative hardware. You will be surprised how these few changes can transform your front door into an inviting entrance.

For more info you can contact Dave at 617-784-6278 or at  www.davehigginshomes.com

]]> Wednesday, October 12, 2011 10:13:00 AM B7CBB8CD-D9AA-4C26-B512-43AD4256D763 http://www.flavinandflavin.com/article/B7CBB8CD-D9AA-4C26-B512-43AD4256D763 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/B7CBB8CD-D9AA-4C26-B512-43AD4256D763#comments South Shore Real Estate Dave Higgins Quincy Real Estate APPLE SEASON: Caramel Apple Dessert Baked apple desserts create a wonderful aroma for your home.
 
Sliced apples bake into the top of this rich, tempting cake.  It's easy and fun because the caramel sauce forms while it bakes.
11/2 c. Original Bisquick Mix
2/3 c. granulated sugar
1/2 c. milk
2 medium cooking apples, peeled and sliced (2 cups)
1 tblsp. lemon juice
3/4 c. packed brown sugar
1/2 tsp. ground cinnmon
1 c. boiling water
Sweetened whipped cream or ice cream, if desired.
 
1. Heat oven to 350.  Mix Bisquick and sugar in medium bowl.  Stir in milk until blended.
2.  Pour into ungreased square pan, 9x9x2 inches.  Top with apples, sprinkle with lemon juice.  Mix brown sugar and cinnamon; sprinkle over apples.  Pour boiling water over apples.
3.  Bake 50 to 60 minutes or until toothpick inserted in center comes out clean.  Serve warm with whipped cream
 
Substitution:
To make yummy Caramel Pear Dessert Squares, substitute 2 cups sliced peeled pears for the apples.
 
After Open House, put your feet up, sign your offer and enjoy your dessert.
 
For more helpful hints or real estate questions contact
Roseann Flavin, CBR
617-448-02674]]> Wednesday, October 05, 2011 11:41:00 AM 8B941A90-8450-4C00-9F3E-E77B8516B64E http://www.flavinandflavin.com/article/8B941A90-8450-4C00-9F3E-E77B8516B64E flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/8B941A90-8450-4C00-9F3E-E77B8516B64E#comments Flavin & Flavin Real Estate Quincy Real Estate Roseann Flavin Fall Lawn Care Tips Fall Lawn Care Tips
 
The nights are cooler, the leaves are changing and the grass is growing slower. Now is the perfect time to get your lawn ready for the spring and summer. Many people do not realize that even in the winter your lawn continues to grow a stronger root system.
Here are some tips to help turn your lawn into a beautiful carpet of green next spring.
1) Fertilize-Your lawn needs food during winter months to help aid in root growth. Feeding your lawn  also help produce a beautiful green color green when spring  arrives.
2) Water-Your lawn needs water. It  needs water to absorb the fall fertilizer and to grow strong roots. Make sure to continue to water your lawn until winter arrives.
3) Kill those Weeds- Buy a broad leaf weed killer and apply it before the temperatures drop below 50 degrees during the day. This will prevent weeds from popping up in the spring.
4) Rake the Leaves-Grass needs sunlight and leaves will gradually kill it. Leaves also breed disease when left on the lawn to die.
6) Aerate-Aerating your soil will give the roots a chance to breath.  Aeration allows water and nutrients to reach the root system more easily.
7) Reseed-Fall temperatures are a perfect time to fill in any holes in your lawn. Rake the soil around the patch, spread the grass seed,  cover the grass seed an inch or two thick with peat moss, and then water as usual.

8) Control Grubs-Adult beetles lay their eggs throughout your grass in July and August. Grubs will grow throughout the winter and eat the roots of your grass. Fall is the ideal time to buy insecticide for grub control.
9) Mow-Keep your grass two inches high for the upcoming winter. Grass that is longer will mold under the snow. Grass that is shorter the two inches will die.

Taking care of your lawn in the fall will provide you many happy days on a green, weed free lawn in the spring and summer.
 
For tips on buying or selling in any season, Call Jim Murphy 339-235-0856
]]> Wednesday, September 28, 2011 11:32:00 AM 854E843E-A5E7-4FCC-887A-4697E75FACFC http://www.flavinandflavin.com/article/854E843E-A5E7-4FCC-887A-4697E75FACFC flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/854E843E-A5E7-4FCC-887A-4697E75FACFC#comments Quincy Real Estate Jim Murphy Ways to Save Energy and Money Ways to Save Energy and Money
Did you know the average family spends over $1600 a year on utility bills alone?   Here are some simple steps you can take to not only save energy but also put some money back in your pocket.

1. Put your thermostat to work
The U.S. Department of Energy (DOE) recommends setting your air conditioner at 74 degrees and your furnace at 68 degrees.   Investing in a programmable thermostat is a good idea. Set the thermostat to be warmer or colder when you are not home. Reduce the difference in temperature between the inside and the outside of the home to help save energy and money.

2. Invest in energy-efficient appliances
You may notice now that washers, dryers, refrigerators, freezers, dishwashers, air conditioners, and computers now come with Energy Star labels which mean they are energy efficient.  Each time you turn on an Energy Star appliances will save you money over an older appliance.

3. Unplug
Computers, stereos, toasters, and other appliances draw energy even when they are turned off. A large LCD or plasma TV consumes about 400 watts of energy when in use and 4 watts when not in use.  Using a surge protector will help reduce energy costs. Plug your appliances into a surge protector and turn off the protector when appliances are not in use.

4. Seal it up
A well-insulated house is a way to save money on heat and cooling costs. First, start by adding insulation to the attic floor. Next, make sure to fill in any holes in exterior walls especially where pipes come in and around windows and doors. Lastly, wrap hot water pipes with insulation.

5. Slow the flow
Install low-flow fixtures to conserve water on your shower, faucets and toilets. Also remember to repair leaky faucets and toilets and turn off the water when brushing your teeth and scrubbing dishes.
 
For further information contact John Flavin at 617-479-1000
]]> Wednesday, September 21, 2011 6:19:00 PM 36B99E9D-D0FC-40A4-983E-F5839636B69C http://www.flavinandflavin.com/article/36B99E9D-D0FC-40A4-983E-F5839636B69C flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/36B99E9D-D0FC-40A4-983E-F5839636B69C#comments Quincy Real Estate John Flavin What NOT to Do When Selling your Home It seems these days everyone is telling you what to DO, but where is the DO NOT list when selling your home? Here are three easy tips on what not to do in the sale of your home.
1. Do Not get emotional
That is easier said than done...this is your home after all. The more you think of the sale as a business transaction the better andhinking with your heart is not always the best route to take when negotiating a deal.
Buyers will not place the same value on your home as you do. You will have to put your emotional attachment aside. A house is worth what a buyer is willing to pay. Much to the seller’s chagrin, this means that buyers set the market. In most cases there is a going fee for homes. The price is typically is determined by location, house style, number of bedrooms, bathrooms, lot size, and condition to name a few. What is not taken into consideration are the memories and the love you put into taking care of your home.

2. Don’t go it alone
Real estate professionals are skilled to showcase home selling qualities. They are also skilled negotiators who know how to get you the best deal. According to the 2010 National Association of REALTORS® Profile of Home Buyers and Sellers, homeowners that sold on their own property typically recieved $59,000 less for their home than an agent-assisted home sale.
It can be very difficult for a seller to show and close the deal on their own home. It is usually very awkward for buyers viewing a home while homeowners are still there. It may discourage them from commenting, criticizing things, or even looking as thoroughly as they normally would. A buyer is leery about trusting and working directly with the seller. Negotiations typically break down without the real estate professional’s expertise.

3. Don’t choose the agent who gives you the highest price
Many sellers get caught up in what an agent will say the house is worth. Refer back to number one on this list. The house is worth what the market will bear. Often times an agent may entice you with a higher list price to get the listing, only to drive down the ultimate selling price of your home because it has sat on the market for too many days. Choose an agent based on their reputation, marketing strategy, and one you can trust. You may want to even throw in a gut feeling on the choice. Remember you will have to work with this person so a good relationship is important.
 
Feel free to contact me with all your real estate questions:
Dave Higgins
617-784-6278
 
]]> Wednesday, September 14, 2011 10:15:00 AM 749D0BC8-8675-407F-B0A7-AD70215C4D2A http://www.flavinandflavin.com/article/749D0BC8-8675-407F-B0A7-AD70215C4D2A flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/749D0BC8-8675-407F-B0A7-AD70215C4D2A#comments Quincy Real Estate David Higgins CLOSE TO CLOSING Closing On a Home?   Here Are Some Tips!

Selling a home is a common experience. How many times will you sell a property? How do you work through the process? The following is information for those of you who are, or who will be, selling a home. Some things to do as you approach closing.

Within 30 days of closing, be sure smoke detectors and carbon monoxide detectors meet local standards and are in working order. Arrange for your local fire department to inspect the above for location, type and working order. The fire department will issue a certificate of compliance which you will need to bring to closing

Contact your electric and gas companies and have utilities taken out of your name as of the day of closing. DO NOT SHUT OFF. Your buyers should have utilities put in their name.

Approximately two weeks before closing, contact your town water department for a final water reading. The closing attorney should be notified of the amount owed.

A few days before closing, check amount of oil in the tank, bring last bill to closing for adjustment. Your oil company may do a reading for you. Refer to the last bill for amount per gallon.

Have your attorney or the closing attorney draw a deed conveying the property to the new owners.

Leave keys and relevant information about the house and appliances for the buyers.

Cancel your home owners insurance AFTER THE CLOSING.  If you have flood insurance, it can be transferred to the new owners.

For additional information on closing or other real estate questions please contact:
Marguerite Flavin 617-448-2165
]]> Tuesday, August 30, 2011 1:53:00 PM D6B85CC7-62B4-4053-BACD-3C473CF2E55D http://www.flavinandflavin.com/article/D6B85CC7-62B4-4053-BACD-3C473CF2E55D flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/D6B85CC7-62B4-4053-BACD-3C473CF2E55D#comments Quincy Real Estate Flavin & Flavin Real Estate Pre-Selling Steps to Consider Every real estate agent , in the process of establishing a relationship with a Seller, is always asked a series of questions regarding topics such as:
1. What "Fix-Ups" make economic sense from a cost/return perspective
2. Is there a value in "Staging" a home during Open Houses or Cooperating Realtor visits.
3. How should, or, should the home be presented as "Pet Friendly".

A recent article in the "Realtor", the  monthly magazine of the National Association of Realtors, has a great article in their "home & design" section relating to the above 3 topics...I have included the web site for your convenience.
 
 
Give me your thoughts and comments on my web site www.nickdiloretohomes.com.
]]> Wednesday, August 24, 2011 11:53:00 AM B5479D3C-B00E-438A-B721-588838EE5D30 http://www.flavinandflavin.com/article/B5479D3C-B00E-438A-B721-588838EE5D30 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/B5479D3C-B00E-438A-B721-588838EE5D30#comments prepare your home for sale Quincy Real Estate KEY STEPS TO BUYING A HOME It's a big decision to make, the jump from renter to homeowner.  Being able to own a home comes with many rewards: equity buildup, tax advantages and, of course, having something you can call your very own.
 
When considering the purchase of a home, it is a good idea to pick a real estate agent to help you.  It is important to let the broker know exactly what you have in mind as far as commuting, schools, taxes, traffic volume, and price range.  A good real estate professional can put all his/her know how and technology to work for you.
 
Get Pre-Approved
Before you start looking for a house or condo, find out how much you can afford.  It is important to get pre-approved so that you can know your price range.  Try two or three different sources to see if they all agree.  If you are a first-time buyer, there are some great deals available.
 
Figure Your Monthly Payment
Buyers must be aware of the monthly amount that will be necessary each month in order to make the payment.  In addition to the monthly principal and interest, you will need to pay:   taxes, insurance, and in some cases, premium mortgage insurance, and  flood insurance.
 
Making an Offer
When you make an offer on a home, your real estate broker will put your money into an escrow account.  This is called "earnest money" and It may be as little as $500 or as much as $2000.  This is offer money and will be applied to the amount owed if the offer is accepted.  It is at this point that the buyer includes any contingencies such as:  acquiring of a mortgage, inspection, selling of the buyer's home, etc.  Naturally, your down payment will be returned if the offer is not accepted.  If you make an offer on a home and it is rejected, do not give up.  Negotiations are all part of real estate.  
 
Home Inspection
When you make your offer,  you can write in that you would like 10 days to have the property inspected. You can find inspectors in the yellow pages or your buyer broker can recommend one.  The inspection should include the physical property and the systems of a home.  A good home inspection can give you peace of mind and may also result in a reduction in price to cover the repairs of anything that may be defective.
 
Down Payment
The more money you can put into your down payment, the lower your monthly payments will be.  Some loans require 10, or 20 % down, while others require 5% or less.

Closing
When you close on your home, you will sit with a closing agent, usually a lawyer for the buyer or the buyer's bank, the sellers or their representative, and your real estate agent.  You will need to provide proof of insurance on the property, proof of your identification, a certified check for the down payment and closing costs (which the lender will provide.)
 
I hope you found this helpful, and I also hope you will select me, Jim Murphy, to help you with your real estate purchase.  My cell is 339-235-0856
]]> Wednesday, August 03, 2011 9:36:00 AM 6E0DA62C-3E34-4A7D-AE96-8D82ADDD0FB7 http://www.flavinandflavin.com/article/6E0DA62C-3E34-4A7D-AE96-8D82ADDD0FB7 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/6E0DA62C-3E34-4A7D-AE96-8D82ADDD0FB7#comments Quincy Real Estate Home Buying Process NOW IS THE TIME TO BUY A HOUSE According to Metrostudy, a Houston based consulting company that has tracked and analyzed housing market information for more than 35 years... "Now is the Time to Buy a House".
 
Here's why......
 
1.  Potential homebuyers have lost their jobs or concerned about job security.
2.  They worry that home prices will continue to fall.
3.  They want to buy, but can't get a mortgage.
 
The first of those reasons is already easing- the job market is slowly starting to trend back up.
There are good reasons to be optimistic about the second as well--for one, rents are rapidly climbing relative to home-ownership costs.

The big sticking point inhibiting a home-price rebound is the availablity of mortgages.
Mortgage rates currently are so low that locking them in likely will offset any remaining real estate price declines, assuming that you intend to live in the home for five years or longer.  

Let's say you decide not to buy a home this year because you are afraid that real estate values continue to decline....and let's say you are right, and prices drop by another 10%.  If today's extremely low interest rates climb by just one percentage point, your monthly mortgage payment on a 30-year fixed-rate won't be any lower despite the 10% lower purchase price.  If, however,  interest rates climb significantly more than one percentage point, your monthly mortgage payments will be higher- even if you are correct and home prices do continue to fall.
Go to www.flavinandflavin.com and link to our mortgage calculator at any time.
 
For more information on getting pre-qualified or help in obtaing a mortgage
call:  Roseann Flavin at 617-479-1000 x106
 
]]> Wednesday, July 13, 2011 2:18:00 PM 21B87783-8BE7-4E54-971F-6A9DE1C2FF97 http://www.flavinandflavin.com/article/21B87783-8BE7-4E54-971F-6A9DE1C2FF97 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/21B87783-8BE7-4E54-971F-6A9DE1C2FF97#comments Quincy Real Estate Time to Buy Are You Worried About Foreclosure? Loan modification and other programs may possibly permit you to remain in your home...but, sadly, not everyone will qualify.
 
It's essential to be pro-active in exploring your alternatives before foreclosure overwhelms you.  Simply worrying about foreclosure is not your best choice.  You can make choices which may minimize your difficulty.
 
One immediate choice you can make is...
to get together with me for an informal exploration of what might be possible for you.
 
There are possibilities that may surprise you...
like maybe your lender will pay the brokerage commission, not you.
 
The latest HAFA Short Sales programs can be confusing...
you can sneak a peek at www.MakingHomeAffordable.gov...
and I've just completed National Association of Realtors training
on the complexities of this latest alternative to foreclosure.
 
But, your possible foreclosure situation is unique to you.
 
Let's see if we can identify your best alternative to foreclosure.
 
I can help you...and I want to help you!
 
Bill Geller
Certified Residential Specialist  (CRS/GRI)
Cell:        (617) 835-9501
E-mail:    billgellercrs@aol.com
 
providing excellence in real estate service since 1976
 
]]> Thursday, July 07, 2011 2:31:00 PM B8C6F29E-D46F-4A3A-8D95-5C66F66EE0A0 http://www.flavinandflavin.com/article/B8C6F29E-D46F-4A3A-8D95-5C66F66EE0A0 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/B8C6F29E-D46F-4A3A-8D95-5C66F66EE0A0#comments Quincy Real Estate Foreclosure HAPPY 4TH OF JULY "The flag stands for all that we hold dear--Freedom, Democracy, Government of the people, and for the people."  Henry Cabot Lodge, 1915

OUR FLAG, HOW TO HONOR AND DISPLAY IT.

The United States Flag Code, first adopted in 1923, and later amended, prescribes flag etiquette for a variety of circumstances ensuring that our national symbol is treated properly.

Visit www.americanflags.org for information on:

Displaying the flag properly

Care and respect of the flag

Flag holidays

Folding the flag

Flag facts


The U.S. flag should always be treated with the utmost care and respect. Remember, the flag represents a living country and, as such, is considered a living thing.

Please call John Flavin for all your real estate needs: 617-479-1000


]]> Wednesday, June 29, 2011 1:35:00 PM DEB6BDFE-F1EA-4B95-A395-6036D4E1F0FA http://www.flavinandflavin.com/article/DEB6BDFE-F1EA-4B95-A395-6036D4E1F0FA flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/DEB6BDFE-F1EA-4B95-A395-6036D4E1F0FA#comments Quincy Real Estate Fourth of July Market Savvy Yesterday, I attended my second "Social Media in Real Estate" marketing presentation, by a "media consultant", in the last 6 months.  As a result of attending this presentation, I am more convinced than ever that there are 2 key elements to a home sale---Price and Condition!!
 
Now, 2 other key elements come to mind right away, "tech savvy" and "trust"..!! You can couch a piece of property in all the technical glitz that you are able, or want to, but, do not lose sight of "trust"...By that, I mean trust in your buyer/seller agent and the organization that they represent.

Facebook, You Tube, LinkedIn, Twitter, and other resources were the subject of the 2 hour presentation. I would say that the average of the participants was 40+ years, which is indicative , I believe, of a sincere desire by the attendees to keep up with, catch up to, or, in some cases, become aware of "Social Media", and, in particular, its application to Real Estate.

The Sunday May 1, 2011 Boston Globe Magazine on page 33 had a a very interesting article by Vanessa Parks on "The 21st Century Broker". (Link below) I recommend that you read it for exposure to the subject, but, don't lose sight of the "silk purse/sow's ear"(my reference) to a piece of property and the "trust" that you should have in a buyer or seller agent.
 
If you would like to have a conversation with a Real Estate Agent in an organization where you can develop a relationship based on trust, contact Nick Di Loreto at Flavin and Flavin. 
ndiloreto@flavinandflavin.com    OR  cell 781.710.4459  

P.S. This particular Globe Magazine has a couple of good articles on "Garden Secrets", also...
 
http://www.boston.com/realestate/news/articles/2011/05/01/how_savvy_real_estate_agents_use_virtual_sales_techniques/
 
]]> Wednesday, June 22, 2011 12:23:00 PM 9BBC1C58-3700-4362-A94A-C3AD62185F49 http://www.flavinandflavin.com/article/9BBC1C58-3700-4362-A94A-C3AD62185F49 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/9BBC1C58-3700-4362-A94A-C3AD62185F49#comments Social Media Quincy Real Estate Real Estate, Insurance and the Stage Flavin & Flavin is known for its longevity (established in 1925), its real
estate and insurance knowledge, and its quality of service.

During the month of June, the Flavin name will be known for another
reason. Dick Flavin, son of Jim Flavin, founder of Flavin & Flavin, and
cousin to Ed and John, Principals and owners since 1971, has written a play.
The play, According to Tip, is the story of Tip O’Neill one of our most
colorful politicians and long-time Speaker of the House.

In addition to being the author of this one man play, Dick will play the role
of Tip. The play will be at the Lyric Stage in Boston from June 9 through
July 3. This will be the second staging of "Tip”. During the summer of
2009, Ken Howard played the role of Tip at the New Repertory Theatre in
Watertown.

For more information, please click on the link below:
 
For all your real estate needs, contact Marguerite Flavin at 617-448-2165.
]]> Tuesday, June 07, 2011 3:24:00 PM 5DAAF608-AF9D-416E-B9E8-97572E96451C http://www.flavinandflavin.com/article/5DAAF608-AF9D-416E-B9E8-97572E96451C flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/5DAAF608-AF9D-416E-B9E8-97572E96451C#comments Flavin & Flavin Real Estate According to Tip NATIONAL OPEN HOUSE WEEKEND JUNE 4 AND 5, 2011 This is a huge weekend all over the country for open houses.  With traffic at its highest peak for buyers, it may also be a good time for sellers to help show their home's best potential.  

Here are some cost-efficient projects for sellers to undertake:

Decluttering and Cleaning - it is very important to get rid of as many unnecessary items as possible.  Store oversized furniture that is not needed.  Organize you closets to show as much space as possible.

Depersonalize Your Home - remove family pictures and other personal items. 

Clean, Clean, Clean - clean windows inside and out, steam clean carpets or replace old worn ones.  Rip up carpets if you have hardwood under.  Polish hardwood floors.

Improve Curb Appeal - first impressions last a long time.  Landscaping should be kept up and new plantings put in.  Keep siding in good shape by painting or cleaning.  Keep toys and yard tools organized.

For all your real estate needs, call Angela Bergin, Flavin and Flavin Realty, 617-584-3253]]> Friday, June 03, 2011 4:36:00 PM 766A18AC-B3BD-4FA1-B74D-3B06CB83B86E http://www.flavinandflavin.com/article/766A18AC-B3BD-4FA1-B74D-3B06CB83B86E flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/766A18AC-B3BD-4FA1-B74D-3B06CB83B86E#comments Attention Sellers: Don't Miss Out! Market Value Pricing
Property that is priced correctly according to comparable sales and market conditions demonstrates clear value that buyers will respond to.  Property that is priced in the correct value range will yield more response from the outset and therefore a better financial outcome.  
 
Pricing your property according to market value from day one will get it sold faster and closer to asking price.  If a property is overpriced when first listed, Sellers will often end up having to "chase the market down" with price reductions, often causing the property to sell for less than market value. 
 
What is the lesson here?  Well, that old saying "timing is everything" definitely comes into play when selling your home.  Seize the opportunity to showcase your home at its best and for the right market price and you will see results quickly.  "Testing the market" at a price above market value will only result in a longer time on market and likely a less desirable financial outcome.
 
Need a Comparative Market Analysis on your property?  Contact Erin Feeney: 617-905-4499 or homes@erinfeeney.com 
]]> Tuesday, May 31, 2011 1:45:00 PM 606F0BA1-C758-4DB4-B910-BD43648F5839 http://www.flavinandflavin.com/article/606F0BA1-C758-4DB4-B910-BD43648F5839 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/606F0BA1-C758-4DB4-B910-BD43648F5839#comments Confused About Short Sales? If you are confused about or are contemplating a short sale, the following article will be very helpful.  Short sales are time consuming and difficult.  For personal service, contact Jim Murphy at 339-235-0856
 
"Short Sale Transaction A Tall Order"  http://www.realtor.org/library/library/fg335
]]> Wednesday, May 11, 2011 11:03:00 AM 87214C91-A45C-4209-BE31-7CC033DACAF9 http://www.flavinandflavin.com/article/87214C91-A45C-4209-BE31-7CC033DACAF9 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/87214C91-A45C-4209-BE31-7CC033DACAF9#comments Quincy Real Estate Short Sales Flavin & Flavin Real Estate Jim Murphy Federal Tax Credit Regulations You recently bought a home and received the Federal Tax Credit.  Now you have a job offer in Chicago that is really good.  Before you say yes, be aware that you may have to pay the government back.  Check with your tax man.  You can read a brief summary of the Federal Tax Credit at
http://federalhousingtaxcredit.com/glance.php 

Please contact Dave Higgins at 617-784-6278 for any Real Estate concerns that you might have.
]]> Thursday, April 28, 2011 2:56:00 PM C6F95F1A-7F5C-4BA9-BF01-5793CD9B839F http://www.flavinandflavin.com/article/C6F95F1A-7F5C-4BA9-BF01-5793CD9B839F flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/C6F95F1A-7F5C-4BA9-BF01-5793CD9B839F#comments Home Buyer Tax Credit Dave Higgins Quincy Real Estate LIFE'S MOST IMPORTANT GRADE: YOUR CREDIT SCORE  
When you borrow money, your lender sends information to a credit bureau which details, in the form of a credit report, how well you handled your debt.
 
From the information in the credit report, the bureau determines a credit score based on 5 major factors. Although all these factors are included in credit score breakdown, they are not given equal weighting.  Here is the breakdown: 
 
1) Previous credit performance 35%,
2) Current level of indebtedness 30%,
3) Time credit has been in use 15%,
4) Types of credit available 15%, 
5) Pursuit of new credit 5%.
 
The bottom line, while your credit score is extremely important in getting a loan, it also determines your interest rate.  According to financial theory, increased credit risk means that a risk premium must be added to the price at which money is borrowed. However, you don't need to obsess over the scoring guidelines to have the kind of score that lenders want to see.  If you manage your credit responsibliy, your score will shine.
 
Buying your first home, or renting your first apartment can be an exhilarating experience, provided you do some research, stay within a comfortable budget and work with reputable professionals who will guide you through the process.
 
If you are reading this blog then you have taken the first step in contacting a reputable professional.  For further information on how to get your credit score or how to get pre-qualified contact me, Roseann Flavin, at 617-448-2674 or e-mail me at roed1@verizon.net.
I will be very happy to guide you through the process.]]> Wednesday, April 20, 2011 12:23:00 PM 9B3E909E-A81A-4251-83E6-093EE971F392 http://www.flavinandflavin.com/article/9B3E909E-A81A-4251-83E6-093EE971F392 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/9B3E909E-A81A-4251-83E6-093EE971F392#comments Home Ownership and your credit score Real Estate Quincy South Shore Remodeling....is it worth doing?
To help answer that question, the National Association of Realtors has worked with REMODELING Magazine for many years to develop a comparison of the costs of popular home renovations with the expected increase in a home's value after the renovations are performed.

The FREE Cost Vs Value Report for 2010-2011 is now available to you at
 
 
and offers you valuable information to assist you in answering that difficult question...
 
        Remodeling....is it worth doing?

Buying or selling a home can seem overwhelming, too.  But, a Certified Residential Specialist (CRS) with years of experience can help YOU make your smartest decisions in today's real estate environment.  The prestigious CRS designation has been earned by only 4% of all real estate agents, and Bill Geller at Flavin & Flavin is one of only five Quincy real estate agents to have attained this highest level of real estate achievement.  You are invited to click on Bill Geller on the Flavin & Flavin website  www.flavinandflavin.com, and to call Bill Geller at 
(617) 835-9501 whenever you have a real estate question or concern. 
 
]]> Wednesday, April 13, 2011 4:52:00 PM 2A4E8A59-0F62-49DD-BA0B-ACD8BF4CD46B http://www.flavinandflavin.com/article/2A4E8A59-0F62-49DD-BA0B-ACD8BF4CD46B flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/2A4E8A59-0F62-49DD-BA0B-ACD8BF4CD46B#comments Quincy Real Estate Quincy homes for sale South Shore Real Estate Remodeling Improving Your Home for $1,000 or Less
As we move into Spring, many people are considering putting their home on the market.  They wonder what they can do to make their home stand out in a tough market.  Short of pouring a ton of money into various projects, here are some that won't break the bank but give the seller a lot of bang for the buck.  Anything that separates your house from the others goes a long way in getting it sold.  Check out this article that was originally in Kiplinger's magazine to see what you could do to make your house more attractive:

For all your Real Estate needs contact Dave Higgins at 617-784-6278]]> Friday, April 01, 2011 10:25:00 AM 1D9820C4-5D39-4880-8DC3-EDB11F9DE33F http://www.flavinandflavin.com/article/1D9820C4-5D39-4880-8DC3-EDB11F9DE33F flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/1D9820C4-5D39-4880-8DC3-EDB11F9DE33F#comments Home Sales in Quincy Quincy Real Estate Flavin & Flavin Real Estate Home Improvement "The Eleven Reasons People Can't Sell Their Homes" Evaluating Reasons to Sell
 
I recently read that, according to the latest Census Bureau information, the State of Florida has an inventory of 1.6 million homes, fully 20% of the total homes, are vacant in the State.
 
Now, I recognize that Massachusetts has no where near that total number of vacancies, however, those who are contemplating selling their home must understand that there is a lot of competition by Sellers for that "right and qualified" Buyer in the market for a new home. Therefore, it is the responsibility of the Seller to place themselves in a position to optimize their property for sale.
 
I have been saving an article that I read last fall to share with my clients. It stated in fairly simple terms.
 
I believe that this is a good opportunity to share this information with everyone who visits the Flavin and Flavin web site.
 
All eleven reasons are not necessarily applicable in all situations, however, each reason should be considered for your purposes and property. Simply stated the eleven reasons are:
 
1. Pick the "best" Broker                           7.  Curb Appeal
2. Get an Appraisal( Or Opinion of              8.  Everything is Negotiable
    Value)                                                  9.  Get an Inspection
3. Get the Right "Comp"                            10. Hire a "Stager"
4. Tax Assessment                                   11. Fix it First
5. Conserve Utilities
6. Sell Green

Now, as I stated previously, some, or, all of these "Eleven Reasons" may be applicable to you and your Property. To see the complete article by Douglas McIntyre published on October 18, 2010 refer to Yahoo Finance as provided by 24/7 Wall St and the link below:

 
If you would like to discuss these reasons and others, such as an educated "Asking Price" and the right "Sales Agent" for you, then please do not hesitate to contact me and we can meet in your home or my office and discuss the best combination of "Reasons" to sell YOUR home.
 
I appreciate your attention and your business...Nick DiLoreto

ndiloreto@flavinandflavin.com
781-710-4459

 
]]> Wednesday, March 23, 2011 9:58:00 AM 07BD6847-3E1D-43E0-A991-EC26F744BB26 http://www.flavinandflavin.com/article/07BD6847-3E1D-43E0-A991-EC26F744BB26 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/07BD6847-3E1D-43E0-A991-EC26F744BB26#comments Homestead Act Strengthens Protection The Massachusetts Homestead Act has been protecting homeowners from losing their homes due to such things as an automobile accident or credit card debt.  Recent changes to the law have given the homeowner even more protection.  For more information read Stephanie Ebberts article in the Boston Globe:
http://www.boston.com/news/local/massachusetts/articles/2011/03/14/beginning_this_week_homestead_act_strengthens_protection/ 
   
For help with any of your real estate needs please contact Dave Higgins at 617-784-6278
]]> Wednesday, March 16, 2011 9:53:00 AM C1EE63B6-2767-456A-AB32-B5DE17C0B60A http://www.flavinandflavin.com/article/C1EE63B6-2767-456A-AB32-B5DE17C0B60A flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/C1EE63B6-2767-456A-AB32-B5DE17C0B60A#comments Homestead Act Quincy Real Estate Sell my house in Quincy Dave Higgins What Is An Opinion Of Value? An Opinion of Value (OPV), or Comparative Market Analysis (CMA), is an
estimate of property value researched and presented by an experienced Real
Estate Broker or Salesperson. The OPV is based on the size, condition, style
and location of a property, the selling prices of recently sold comparable
properties, and the strength of the current real estate market.

A professional Opinion of Value is essential to homeowners in determining
a saleable asking price for their property; it is also a helpful decision making
tool for homeowners contemplating selling their property.

An Opinion of Value differs from an appraisal in that an appraisal gives
a detailed physical or cost analysis description and then compares it with
comparable properties. There is usually a charge for an appraisal and an
appraisal is admissible in a court of law. An Opinion of Value can not be
used in a court proceeding and, in most cases, an Opinion of Value is a free
service offered by Real Estate companies.

For your FREE Opinion of Value, please call one of our Flavin & Flavin
Real Estate Professionals at 617-479-1000 or their cell phone found on our
website (www.flavinandflavin.com),

For additional information or if you have questions, please call:
Marguerite Flavin 617-448-2165 or 617-479-1000
]]> Thursday, March 10, 2011 1:59:00 PM 4334D7E5-8C05-4425-82D2-44FD1CE88E94 http://www.flavinandflavin.com/article/4334D7E5-8C05-4425-82D2-44FD1CE88E94 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/4334D7E5-8C05-4425-82D2-44FD1CE88E94#comments List my house in Quincy MA sell my house in Quincy MA South Shore real estate SPRING FORWARD TO A GREAT SPRING MARKET As the crucial selling spring market approaches, buyers,sellers and real estate agents are all watching property listings,home prices and mortgage rates.

Sellers seem to be sensing that their chance for a sale may be now, so more sellers are putting their
properties on the market.  Real estate agents caution sellers,however, about jumping into this
market without serious consideration of pricing and also preparing their home for this competitive market.

Buyers are more informed,educated and very selective today so homeowners need to be prepared
to do some repairs, paint and show their home to the best advantage and also realistically price their property.
The days of putting the property on and "trying it at a higher price to see what happens" are long gone.

All the signs are looking to a very active spring market, with many buyers acknowledging that now is  a
good time to buy with new well -priced inventory and  good interest rates.

For more information, real estate advice and outstanding service....
Please call Angela Bergin direct at 617-584-3253 or e-mail abergin@flavinandflavin.com

]]> Wednesday, March 02, 2011 9:13:00 AM 0F1634BC-89CE-4AFD-B280-B0AD5D8FC6F0 http://www.flavinandflavin.com/article/0F1634BC-89CE-4AFD-B280-B0AD5D8FC6F0 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/0F1634BC-89CE-4AFD-B280-B0AD5D8FC6F0#comments Quincy Real Estate South Shore Real Estate List my house in Quincy MA Sell my house in QuincyMA Buy a house in Quincy Homeowners Insurance: time for a review!
Here's a helpful article on what you should know when evaluating your Homeowners Insurance:


For more information about Homeowners Insurance, please contact one of our agents at: 617-479-1000
 
]]> Tuesday, February 22, 2011 10:26:00 AM 5AE1F937-41CA-4311-85AC-61C63F1E9ADF http://www.flavinandflavin.com/article/5AE1F937-41CA-4311-85AC-61C63F1E9ADF flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/5AE1F937-41CA-4311-85AC-61C63F1E9ADF#comments homeowners insurance Quincy MA Quincy Real Estate Snowmelt It's Just a Matter of Time Like most of us, you're probably watching the weather forecast and hoping that there's no mention of snow in the foreseeable future. We've certainly had more than our fair share in the south shore this winter.
And while the kids sure had fun sledding and building snowmen, it will definitely not be fun when all this snow starts to melt. We here in the insurance department are will aware that a heavy winter snowfall plus spring thaw equals extensive flooding.

Are you aware that your Homeowners policies don't cover flood damage?

Only federal flood insurance protects your home against rising water, mudslides, overflow of inland or tidal waters, and local drainage problems. If you are a condo owner, flood insurance covers association assessments for flood damage.

You don't have to live by water to need flood insurance.

Almost one-third of all flood damage occurs in low-to moderate-risk flood zones.

Flood Insurance is affordable...

...Flood damage is not. Consider the value of your home and possessions. Compare this to an average annual flood premium.

There is a 30-day waiting period on new Flood Policies.

Don't wait. Call us today to get the flood coverage you need before the snow melts.
For more information on Flood Insurance, please call us at (617) 479-1000 to speak with one of our insurance professionals or visit the following helpful government website to rate your "flood risk" with the one-step risk profile: http://www.floodsmart.gov/floodsmart/
]]> Wednesday, February 09, 2011 11:18:00 AM C521AE75-1E51-43AB-A723-31626200944B http://www.flavinandflavin.com/article/C521AE75-1E51-43AB-A723-31626200944B flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/C521AE75-1E51-43AB-A723-31626200944B#comments flood insurance quincy MA real estate To Buy or to Rent - That is the Question! How do you decide whether you should by a house or continue renting?  There are pluses and minuses on both sides of the equation.  Aside from the obvious things such as low financing rates and low home prices, there are other, not so obvious, advantages to buying a home. The following article makes a strong case for home ownership.
http://www.realtown.com/articles/view/why-you-should-buy-a-house-and-not-pay-rent

For all your real estate needs and questions contact Dave Higgins at 617-784-6278 or higman@yahoo.com
]]> Tuesday, January 25, 2011 3:26:00 PM 1AB15F48-E398-4F22-A1CA-3AA57DB57380 http://www.flavinandflavin.com/article/1AB15F48-E398-4F22-A1CA-3AA57DB57380 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/1AB15F48-E398-4F22-A1CA-3AA57DB57380#comments should I buy or rent quincy real etstate south shore real estate At Home in Quincy Excellent First-Time Homebuyers Program

There has never been a better time to purchase a home in Quincy.
 
The At Home in Quincy mortgage program is designed by the City of Quincy to help qualify first-time homebuyers purchase a one to four family property in Quincy, and to help homebuyers secure a  MassHousing mortgage loan with an  approved, trusted, and responsible lender like the Bank of Canton and South Coastal Bank.
 
The program provides first-time homebuyers, living or working in Quincy, the last two out of the last five years with help to purchase their owner occupied one to four family home.
 
Program requires homebuyers to have 3% of their own money.
 
Homebuyers can receive up to 2% of the purchase price from the City of Quincy towards their down payment.
 
Program serves households with incomes of up to $105,720.
 
This program is made possible by funding from the City of Quincy Affordable Housing Trust Committee (AHTC)
 
To find out if you qualify and how this assistance has to be repaid contact:
 
Roseann Flavin - Direct -617-448-2674
Office 617-479-1000 x 106
]]> Wednesday, January 19, 2011 9:33:00 AM 41C98E78-A4B6-40C3-ADB4-9D1D345DF4ED http://www.flavinandflavin.com/article/41C98E78-A4B6-40C3-ADB4-9D1D345DF4ED flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/41C98E78-A4B6-40C3-ADB4-9D1D345DF4ED#comments first time buyer quincy first time buyer assistance quincy ma What is a Short Sale?
Up until a few years ago the term "short sale" was relatively unknown.  That has changed in recent years and now almost everyone has heard of the term "short sale".  Given the housing and financial crisis that we are going through, many homeowners  have been having a difficult time holding on to their homes. Rather than foreclosure, many home owners have opted instead for the short sale approach.  To find out more about short sales please follow the link below.
 
http://barkerblog.com/   Go to Top 10 Posts to find "What is a Short Sale"
For further information and real estate help contact David Higgins: 617-784-6278

]]> Tuesday, January 11, 2011 12:51:00 PM A49A94FB-E641-4832-B33C-40433DF50401 http://www.flavinandflavin.com/article/A49A94FB-E641-4832-B33C-40433DF50401 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/A49A94FB-E641-4832-B33C-40433DF50401#comments quincy short sales what is a short sale Quincy Real Estate Hope for Quincy's Wollaston Theater
A glimmer of hope for the long-closed Wollaston Theater. The Quincy landmark, built in 1926 for live theater, vaudeville, and films, may see new light as the City's arts center. Quincy's arts and business communities may join forces to raise funds to preserve the building and benefit Wollaston's business and commerical district. For full story click on the Boston Globe link.

For assistance with all your real estate needs, contact John Flavin @ 617-479-1000

]]> Thursday, January 06, 2011 2:41:00 PM 16C88E59-7A43-4ECD-93DF-2AA463E50AF6 http://www.flavinandflavin.com/article/16C88E59-7A43-4ECD-93DF-2AA463E50AF6 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/16C88E59-7A43-4ECD-93DF-2AA463E50AF6#comments quincy real estate quincy houses for sal "HOPE, PEACE, JOY and THANK YOU"
To our customers and friends, we at Flavin & Flavin  of Quincy, extend our best wishes for a joyous holiday season.
 
As 2010 comes to a close, Flavin & Flavin owners and staff are looking forward to a new year filled with good will for all.  Best Wishes for a Healthy and Prosperous New Year.
 
Holiday Hours:  Christmas Eve 9:00 a.m. to 3:00 p.m. Closed Christmas Day and  New Year's Day.
For more information contact Flavin & Flavin at 617-479-1000
or e-mail us at flavinandflavin@aol.com
]]> Thursday, December 23, 2010 3:27:00 PM 14FE56F9-34F7-48F7-AD9D-B49863E13534 http://www.flavinandflavin.com/article/14FE56F9-34F7-48F7-AD9D-B49863E13534 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/14FE56F9-34F7-48F7-AD9D-B49863E13534#comments Five Tips For Staging Your Home
Selling your home in this difficult market can be intimidating with some many properties on the market.  How do you make your house more appealing to buyers? 

Obviously, pricing is a very important factor but there are other ways to improve your chance of selling your home.  To gain a competitive advantage, home sellers should stage their home as best they can.  The following article explores 5 ways that the home owner can stage their home to maximize their appeal.


For further information or help selling your home contact:
Dave Higgins 617-784-6278
]]> Wednesday, December 15, 2010 8:35:00 AM 796464CC-BBD7-45B7-AFBF-F646C1CAB3DB http://www.flavinandflavin.com/article/796464CC-BBD7-45B7-AFBF-F646C1CAB3DB flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/796464CC-BBD7-45B7-AFBF-F646C1CAB3DB#comments quincy real estate home staging HAPPY HOLIDAYS
Flavin & Flavin Real Estate and Insurance is celebrating its' 86th holiday season. We have enjoyed a remarkable 86 business years. At this festive time of year, we send our warm holiday wishes and heartfelt thanks to our real estate and insurance customers and clients whose appreciation and loyalty have been the back bone of our success.
 
As a holiday gift to our current and future customers and clients we are sharing the following recipe for delicious ALMOND BUTTERCRUNCH;
 
* in a sauce pan, bring to a boil 2 sticks of butter and 3/4 cup sugar
* line cookie sheet with heavy duty foil and butter the foil
* line buttered foil with unsalted saltines
* pour the butter-sugar mix over the saltines and spread evenly
* place in 400 degree oven for 5 minutes
* remove from oven and sprinkle with 12 oz.bag of milk or semi-sweet chocolate bits
* return to oven for 1 minute to melt
* spread chocolate evenly and top with sliced almonds
* refrigerate to harden--break into pieces and enjoy!!
 
As a year long gift, Flavin & Flavin realtors take great pride in guiding home Sellers and Buyers through a transaction to a successful closing. On the insurance side, a knowledgeable and trained staff will meet a variety of insurance needs
 
As 2010 comes to a close, Flavin & Flavin owners and staff wish all a Merry Christmas and a very Happy New Year.
 
For more information or real estate advice contact:
Marguerite Flavin  617-448-2165  
]]> Thursday, December 09, 2010 7:53:00 AM F6765080-1E27-469D-B54F-E552F7071A52 http://www.flavinandflavin.com/article/F6765080-1E27-469D-B54F-E552F7071A52 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/F6765080-1E27-469D-B54F-E552F7071A52#comments quincy real estate A HOME For the Holidays "Is this a good time to sell my house?"  As we approach the holiday season, this is a very common question from my clients.  We've found over the years that Buyers that are looking for homes during the busy holiday season are SERIOUS BUYERS!  So, if you're a seller looking to list your home, it may not be necessary to hold out till 2011.  With proper marketing and exposure, we can reach those serious buyers and get your house sold.  But, there are some things you need to do to help that process along.  This article from USA Weekend pretty much sums it up.  http://www.usaweekend.com/article/20101119/MONEY/11210305/Yes-you-can-sell-your-home-during-the-holidays
 
Contact Roseann Flavin for more information:
617-448-2674
]]> Tuesday, November 23, 2010 11:36:00 AM 136D6C31-18DE-4A53-BD09-DD6C22018A51 http://www.flavinandflavin.com/article/136D6C31-18DE-4A53-BD09-DD6C22018A51 flavinandflavin@aol.com (Flavin & Flavin Realty) http://www.flavinandflavin.com/article/136D6C31-18DE-4A53-BD09-DD6C22018A51#comments home sale during holidays home sale Roseann Flavin